For many Americans, regardless of their age, the notion of “retirement” seems like a distant and foreign land. Twenty-somethings can’t fathom a time when they might turn 66, professionals in their 30s are too busy grabbing the next rung, workers in their 40s are juggling deadlines and soccer practices, and executives in their 50s have hit just their best marks. Who has time to think about retirement?
It’s never too early to begin thinking about retirement, and with retirees living longer, more active lifestyles, sound financial planning is critical. Unfortunately, far too few Americans have adequately prepared for the day they exit the workforce.